Boiketlo ba kelello ke tlhokomelo ea maemo a bophelo bo botle ba kelello e le ho tšoana le maloetse a 'mele.
Nakong ea histori, lik'hamphani tse ngata tsa inshorense ea bophelo bo botle li ne li se na melemo e fokolang ea bophelo bo botle ba kelello ho feta maemo a mabeli. Ka lebaka leo, batho ba bangata ba khetha hore ba se ke ba batla phekolo, 'me phekolo e khutšoanyane e bile eona feela kgetho bakeng sa ba khethang ho fumana thuso.
Mental Health Parity and Addiction Equity Act
Tlas'a melao ea 'mele ea bokooa ba kelello, phobias le maemo a mang a kelello a tlameha ho phekoloa hantle le ho tšoaroa ke matsoho kapa maloetse a mang a' mele.
Molao oa Matšoao le Meriana ea Molao oa Tekano ea 2008 o netefalitse hore insurers ha e na khethollo khahlanong le bakuli ba nang le mafu a kelello, ho kenyeletsa le ba nang le mathata a lithethefatsi . MHPAEA e hloka merero ea lihlopha tsa bophelo bo botle le bafani ba inshorense ba koahela mathata a bophelo ba kelello joaloka mafu a mang. Ha e le hantle, ketso ena e tiisa hore litlhoko tsa lichelete le phekolo ea maemo a bophelo bo botle ba kelello ha li thibe ho feta tse ling tsa maloetse a sa foleng a kelello.
Ketso ena e ile ea laela hore ho fanoe ka litaba tsa bophelo bo botle ba kelello le tšebeliso e mpe ea lithethefatsi ka mokhoa o lekanang le melemo ea hau ea bongaka le ea ho buoa Lintho tse sa khonehang, ho lefella chelete, le litšenyehelo tse ling tsohle tse lokelang ho lefshoa li lokela ho lekana ho seo u se lefellang bakeng sa phekolo ea meriana.
Ho phaella moo, lithibelo tsa palo ea maeto, makhetlo a meriana, le lits'ebeletso tse ling tsohle tse fanoeng li lokela ho bapisoa.
Tlhokomelo ea tlhokomelo ea chelete
Mopresidente Barack Obama oa Tlhokomelo e Kenyelletso ea Molao o thehiloeng holim'a Mental Health Parity le Addiction Equity Act ea 2008.
Merero e mengata ea bophelo bo botle e tlameha joale e koahela litšebeletso tsa thibelo, tse kang ho hlahloba maikutlo, ho batho ba baholo le litekanyetso tsa boitšoaro bakeng sa bana ka tefo e lekanang le litšebeletso tse ling tsa thibelo holima moralo oa inshorense.
Ho tloha ka 2014, merero ea inshorense e ke ke ea u latola ho fana ka litaba tsa "maemo a pele a teng."
Ha u reka inshorense ea bophelo bo botle ka Health Care Marketplace o ka khetha mananeong a fapaneng a tlhokomelo ea bophelo e tla finyella litlhoko tsa hau ka bomong. Li-HMO, li-PPOs, merero ea lichelete bakeng sa tšebeletso le mekhoa e meng e fumaneha ka lik'hamphani tsa inshorense tsa botho. U ka khetha moralo o nang le lichelete tse fokolang tse phahameng le oa ho lefella chelete e lefshoa e tlaase, kapa moralo oa theko e phahameng o nang le litšenyehelo tse tlase tsa liketsahalo. U ka etela ngaka leha e le efe eo ue ratang, ho akarelletsa le litsebi. Lintlha tse tobileng li tla fapana ho ea ka moralo oo u o khethileng, empa u ke ke ua latoa inshorense, u shebane le li-premium tse phahameng kapa u lahleheloa ke moralo oa hau ka lebaka la maemo a teng pele ho moo, ho fetoha ha mosebetsi kapa ho qala ho kula.
Mental Health Care
Hona joale hore ea kgonehang Care Act e tšehetsa bonngoe ba kelello ea kelello, u tla khona ho fumana tlhokomelo ea bophelo bo botle ba kelello eo ue hlokang ho ea ka litlhahiso tsa mofani oa mofani oa hau. Meriana ea kelello e tlameha ho koaheloa ke lik'hamphani tsa inshorense. Ha e le hantle, melemo e tobileng le ea litšenyehelo tsa lichelete e tla fapana ho ea ka moralo oo u o khethang.
Mohloli:
Lefapha la Basebetsi la United States.